Funding for therapy

Find funding for your therapy

You may already have access to funded counselling or psychotherapy through the NHS, your private health insurance, or your employer's wellbeing programme.

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Regulated therapists

All PAConline counsellors are regulated by BACP, UKCP or NCPS — making insurer claims smoother.

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Insurance-friendly

We can provide receipts for reimbursement or bill your insurer directly where enabled.

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Private & secure

Confidential online sessions via encrypted video — your data stays your data.

Three routes to funded therapy

Most clients access support via one of these three paths. Pick the one that fits — or ask us if you're not sure.

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NHS

NHS or GP referral

NHS Talking Therapies are free but often have long waits. You can start private sessions now and remain on the NHS list.

check_circle Start quickly — no need to pause your NHS pathway
check_circle Session notes can be shared with your GP (only if you say so)
check_circle Flexible: evening and lunchtime appointments

On an NHS waiting list? Tell us a bit about your situation and we will get back to you within one working day.

Your name * Email address * Phone (optional) On an NHS waiting list? *

Submission goes to PAConline. We will reply within one working day.

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Insurance

Private health insurance

Many UK plans (Bupa, AXA Health, Aviva, Vitality, WPA) include mental health cover for online therapy.

check_circle Outpatient counselling / CBT often covered
check_circle We supply all insurer documentation
check_circle Direct billing available with some policies

Many UK insurers cover online therapy. Share your plan details and we will check what is included.

Your name * Email address * Insurer * Policy or plan number Member number

Submission goes to PAConline. We will reply within one working day.

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Employer / EAP

Workplace support

Roughly three-quarters of UK employees have access to confidential counselling through an Employee Assistance Programme (EAP).

check_circle We can liaise with your HR / EAP provider
check_circle Fast access; stays confidential
check_circle Easy switch to self-pay if you need more sessions

Many employers offer counselling through an EAP. Tell us where you work and we will check your cover.

Your name * Email address * Employer name * EAP provider (if known)

Submission goes to PAConline. We will reply within one working day.

Not sure where to start?

Answer a few quick questions and we'll point you to the most suitable funding route.

Tell us your situation

Quick form — insurance, EAP, or NHS waiting list.

We confirm what's covered

We check the specifics of your plan or scheme.

Book your first session

You're matched to a counsellor and away you go.

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Funding FAQs

Is online therapy covered by insurance? expand_more

Most major UK insurers include mental-health support, including online sessions.

Do I need a GP referral? expand_more

Often not — many insurers allow self-referral.

Can you bill my insurer directly? expand_more

Sometimes, yes — it depends on your policy.

What if my EAP only covers a few sessions? expand_more

We make those sessions count and offer affordable self-pay options if you want to continue.

We'll help you unlock any funding you're entitled to

So you can focus on feeling better.

Book a session